Coverage F - Medical Payment Coverage

Be the perfect host

Ensure your guests are protected should an accident occur in your home causing bodily injury and incurring medical expenses. Our partners provide options for these unforeseen circumstances.

A doctor discussing reports with a patient

Partners

Proudly representing these carriers. Get a homeowners quote TODAY by visiting these company's websites.

Protection for life's little emergencies

A shot of a calculator, paperwork and a stethoscope

Here's What's Covered

Coverage F (medical payments) covers the medical expenses of guests who are injured on your property, regardless of fault. It is designed to offer a fast resolution to minor medical claims.


This includes injuries sustained by visitors, such as a friend spraining an ankle on your stairs. Coverage F may help pay for their immediate medical expenses, like an emergency room visit.

How Much Coverage Do I Need?

Coverage F (medical payments) is typically offered in a range, from $2,000 to $5,000. Consider your typical house guests and activities to determine if higher limits might be necessary. Some of our carrier partners offer Premium Packages which may increase these limits.

3 people discussing things around a living room area where one person is showing documents to the other two
A decorative icon for FAQ described with a chat bubble and a question mark

You've got questions. We've got answers

Frequently Asked Questions

Homeowners coverage may seem complicated. Each portion of your policy (coverages A - F, L & M) offers coverage for the unique features of your home. Find out more about what each section of your homeowners insurance policy covers, by reviewing our frequently asked questions or ask your agent.

View all faqs
A decorative icon for contact us in large and white

Contact Us

Insuring your home is one of the most important decisions you may make. Visit our carrier partner's pages to learn more about how they can meet your individual homeowners insurance needs and easily get a quote. Select one of our carrier partners below or call your agent today.