More than just the basics

A Scheduled Personal Property policy provides additional coverage to protect expensive or treasured assets, such as jewelry, art, antiques, and high-end electronics, ensuring their full value is covered in case of theft, loss, or damage. Items on this policy are listed or "scheduled", with each item typically appraised and insured for its agreed-upon value.

Depending on the carrier eligibility, this coverage may be added at no additional cost for basic coverage however, increased limits may be available for a nominal fee. Given the high cost of installing and repairing screen enclosures surrounding your patio or pool, this insurance helps mitigate potential financial burdens following unexpected damage due to named storms.

Catastrophic Ground Cover Collapse as defined by statute is covered by the basic homeowner's insurance policy. Sinkhole Loss Coverage is typically excluded, but may be purchased for an additional premium upon inspection.

Enjoying outdoor activities now comes at a decreased risk when owning, renting, or borrowing trampolines, skateboards / bicycle ramps, pool slides, or diving boards. Our carrier partners offer limited coverage in the event an unforeseen accident affects you or a family member.

Our carrier partners offer an endorsement which provides coverage for losses resulting from water back up through sewers or drains or overflows from a sump.

Provides coverage due to earth movement including land shock waves or tremors before, during or after a volcanic eruption.