Coverage M - Medical Payments
Don't make it personal
Don't be left holding the bill. Medical expenses of tenants or guests who are injured on your property, regardless of fault, is covered with a medical payment endorsement from one of our carrier partners. This coverage is designed to offer a fast resolution to minor medical claims.
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Protection to pick up the medical bills tab
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Here's What's Covered
Coverage M (medical payments) covers minor injuries sustained by tenants and their guests (if the property is not primarily owner-occupied) or the policyholder’s visitors (if the property is owner-occupied), such as a friend spraining an ankle on your stairs. Coverage M can help pay for their immediate medical expenses, such as a trip to the doctor’s office or an ER visit.
How Much Coverage Do I Need?
Coverage M (medical payments) is optional on the standard DP-3 policy. When selected, it offers between $1,000 to $5,000 toward the medical expenses of others.
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You've got questions. We've got answers
Frequently Asked Questions
Homeowners coverage may seem complicated. Each portion of your policy (coverages A - F, L & M) offers coverage for the unique features of your home. Find out more about what each section of your homeowners insurance policy covers, by reviewing our frequently asked questions or ask your agent.
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