Coverage C - Personal Property Coverage

For all those good things

Coverage for the items inside of your home is also important. Find a homeowners insurance carrier who can provide the right coverage for your appliances, gaming units, and the stuff which keep you going each and every day.

A family smiling as they play video games

Partners

Proudly representing these admitted carriers. Get a homeowners quote TODAY by visiting these company's websites.

Protect the comforts of home

A long shot of a living room decorated

Here's What's Covered

Coverage C (personal property) reimburses you for the loss or damage of your personal belongings – including furniture, electronics, clothing, and other personal items – due to a covered disaster.


Whether a theft in your home results in lost valuables or a fire destroys your furniture and electronics, personal property coverage can help replace these items. This coverage is sometimes available for items outside of the home, such as when a laptop is stolen while traveling.

How Much Coverage Do I Need?

The amount of personal property coverage is typically 25% of your Coverage A (dwelling) amount. Your renter's and condo's insurance personal property limits may differ. However, it may be increased up to 75% of your dwelling coverage. Conducting a home inventory can help determine what amount of coverage is right for you, based on the total value of your possessions. If you have high-value items, like jewelry or art, consider specific riders such as scheduled personal property coverage or premium packages.

3 people discussing things around a living room area where one person is showing documents to the other two
A decorative icon for FAQ described with a chat bubble and a question mark

You've got questions. We've got answers

Frequently Asked Questions

Homeowners coverage may seem complicated. Each portion of your policy (coverages A - F, L & M) offers coverage for the unique features of your home. Find out more about what each section of your homeowners insurance policy covers, by reviewing our frequently asked questions or ask your agent.

View all faqs
A decorative icon for contact us in large and white

Contact Us

Insuring your home is one of the most important decisions you may make. Visit our carrier partner's pages to learn more about how they can meet your individual homeowners insurance needs and easily get a quote. Select one of our carrier partners below or call your agent today.