Coverage F - Medical Payment Coverage
Be the perfect host
Ensure your guests are protected should an accident occur in your home causing bodily injury and incurring medical expenses. Our partners provide options for these unforeseen circumstances.
Protection for life's little emergencies
Here's What's Covered
Coverage F (medical payments) covers the medical expenses of guests who are injured on your property, regardless of fault. It is designed to offer a fast resolution to minor medical claims.
This includes injuries sustained by visitors, such as a friend spraining an ankle on your stairs. Coverage F may help pay for their immediate medical expenses, like an emergency room visit.
How Much Coverage Do I Need?
Coverage F (medical payments) is typically offered in a range, from $2,000 to $5,000. Consider your typical house guests and activities to determine if higher limits might be necessary. Some of our carrier partners offer Premium Packages which may increase these limits.
You've got questions. We've got answers
Frequently Asked Questions
Homeowners coverage may seem complicated. Each portion of your policy (coverages A - F, L & M) offers coverage for the unique features of your home. Find out more about what each section of your homeowners insurance policy covers, by reviewing our frequently asked questions or ask your agent.
Everything you need to know in one place
Resources
Find our favorite tools and tips, blogs, and videos to help you stay informed about insurance and all things related.
Blogs
Blogs on the latest trends shaping the insurance industry, expert analyses, and thought-provoking ideas and advice.
Videos
Informational and educational videos to provide insurance information you need to know.
Tips and Tools
Guides, manuals, checklists, etc. to mitigate and prepare for whatever comes your way.